Regular Savings

Monthly offshore savings accounts from as little as $150 per month

offshore library special offer
Up to 162.5% allocation bonus, see bottom of page for details

Regular savings questionnaire

Regular Savings FAQ

Offshore Library offers a range of offshore regular savings accounts, allowing our clients to access a range of top performing tax efficient offshore funds.

If you do not have a lump sum to invest, you can start to build a lump sum by saving from as little as $150 per month. 

All of the monthly accounts are offered by British or European investment companies. A typical account will allow you to budget your savings either monthly, quarterly or annually. Each account usually has around 80 tax efficient offshore funds to choose from, which includes every type of asset class such as money market funds, fixed interest funds, equity funds, hedge funds and property funds. These account are also available in a wide range of currencies.

Below is a sample of the typical uses for regular savings accounts:

What is the benefit of offshore savings accounts?

The main benefit is that the account grows free of taxation, which means that your account will also benefit from the compounding effect of having interest/growth on the amount which would normally of been taken as tax. This compounding effect over the medium to long term can make a huge difference to the value of your account.

Although as with all offshore accounts, there may be a potential tax liability on encashment, depending on your residency status at the time of encashment. Although every investor benefits from the tax free growth.

The minimum term is 5 years and the maximum is 30 years. These accounts are a disciplined form of savings and are not suitable for investors who require a great deal of access. Access is available to a certain degree, but not in the same manner as a bank account. Typically what is paid within the first 18 months cannot be accessed until the maturity date, all other premiums can be accessed at any time. However, it is advisable not to withdraw funds from your savings account if it is used to plan for a specific event, because there is a danger that you may not reach your savings objective if you take out money from your savings.
It would be better to class the access option from these accounts, as an emergency option only, that way ensuring your savings objectives are met. If you need cash, we advise you to access your bank deposit based savings first.
When selecting an amount to save within a disciplined form of savings, always ensure that is it an amount you feel you can sustain over time.

offshore library special offer
Up to 162.5% allocation bonus, see matrix for details

The length of your savings objective, and the amount you can afford to save will dictate the exact bonus allocation rate applicable.

Please read the attached premium matrix, to see what rates you will receive.

Extra Allocation Matrix

This bonus will apply to all new accounts from 1st September 2004

Get your medium to long term Education fee planning, retirement planning or any other savings objective off to a great start with this fantastic offer.

This offshore library bonus, is in addition to any offers the account providers may be offering themselves. This offer is only available to members.

Regular Savings FAQ