Capital Guaranteed/Capital Protected Funds

To see all of the fund details, go to the members page by following the links within the fund details below.

Below is a list of the current protected funds available from various providers.  Each of the funds has an offering period, which can range from a few weeks to a number of months.  This is because the underlying guarantor sets a guarantee based on an number of current market factors, such as the underlying interest rate. This will vary from fund to fund. Some of the funds will also close to new business early, if the fund is over subscribed. Most of the providers listed below, will launch new protected funds throughout the year to constantly attract new business. The providers do not offer an open ended fund due to the criteria set by the underlying guarantor. The guarantor is taking on the risk in providing a guarantee, and will therefore limit the offering period and/or the amount of the offering.

The vast majority of these funds only offer full protection of your capital at maturity! Which means that if you withdraw early, you may only get back the current NAV (net asset value) of the units, without the guaranteed element. This is because the guarantor bases its pledge to honor the guarantee over the term of the investment. Which provides the guarantor some form of base in calculating its initial risk modeling. Early withdrawals upsets the balance of the risk modeling, hence the guarantee only applies to funds held to maturity. See each fund offering for further details. We advise that you only commit money to these funds, that you can afford to set aside for the duration of the investment term.

*Note
If you wish to receive details of all new protected funds before they are launched, send an email to info@offshore-library requesting to be added to the Guaranteed funds mailing list. (members only)

 

Fund Providers