New Investors

So you have some spare cash and you want to become an investor!

Where do you start?

If you have not invested before, we strongly advise you to run through all of the “New Investor” pages, the links for which are located at the top right of this page.

If after reviewing these pages you still feel unsure as to the most suitable approach of investing, why not complete one of our Free Personal Reports.  In doing so you will receive unbiased guidance from one of our qualified investment team members, who are here to offer guidance and support to all of our valued members.

With around 38,000 funds to choose from, based in different currencies and markets all over the world, choosing the most suitable funds is a daunting task even for seasoned professionals.

Most new investors look towards the funds that have performed well over the last 6 to 12 months and ignore all the other funds further down the league table. Why? because all investors want the best return for their money; so new investors are attracted to the funds that are currently flying high, not wanting to miss the boat and the high returns on offer.

Unfortunately, this approach normally leads to a disaster!

It is not uncommon for the best performing fund in any sector to be languishing in the lower half of the league table the following year, after posting major losses.  Which leads the new investor to panic and sell his investment at a loss, and to return to deposit based savings.

It is a sad fact that almost 75% of all funds do not meet their relevant benchmark.

(A benchmark is the average return of all funds within a sector of funds.  If the benchmark performance for US mid-cap equity funds was say 10% for the last 12 months, it would indicate that the average return of all US mid-cap equity funds was 10% over the last 12 months. Within this benchmark there will be many funds that under perform (return far less than 10%) and some that outperform the benchmark).

From the above you can see that almost 75% of fund managers do not add value for their clients.

Therefore as an investor you should aim to invest in funds that have consistently met or outperformed their relevant sectors benchmark.  In doing so, you will be investing with fund managers that add true value.

Benchmark performance is only one of the many factors you need to consider when considering any fund.

So how do you learn which are the most suitable funds in which to invest? 

Just by reading this far you are starting to think like a professional investor, as with any investment you need to ask all of the right questions and have access to all of the relevant information to base your  “shall I invest or walk away” decisions.

The whole process of fund selection is far beyond the scope of these new investor pages.  We do however advise all new investors to read through all of the new investor pages before carrying on any further.

If you still require assistance with your investment decisions, we suggest you complete the in-depth Free Personal Report this will allow our qualified investment team to offer you some tailored guidance and suggestions. Or consider using our very popular PMS service